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MOBILE HOME INSURANCE
ALLIANCE WEST INSURANCE HAS FAIR AND FLEXIBLE POLICIES FOR YOUR MOBILE OR
MANUFACTURED HOME
Because your home is one of your most valuable assets, we offer special homeowners policies crafted to meet your particular needs. Should you experience damage or loss due to a covered occurrence, we’ll pay to repair or replace your:
- Mobile or manufactured home
- Attached porches/decks
- Attached structures (garages, storage sheds)
If you are forced to vacate your residence due to a covered loss, we’ll also reimburse you for living expenses, such as hotels and meals, for each day you are displaced. Additionally, we offer protection for your personal property while you’re traveling or while it is anywhere in the world. When your mobile or manufactured home is moved to a new location, it’s also protected en route when you purchase optional trip collision coverage. See policy for terms, conditions, and restrictions.
To keep your home and its belongings safe, our mobile home insurance policy
features two loss settlement methods: replacement cost and actual value
settlement.
Replacement Cost - The cost of a new mobile home can change drastically over time. With this method, we pay to repair or replace your home and personal property without any deduction for depreciation- up to the amount of coverage purchased.
Actual Cash Value Settlement – Actual cash value protection pays you the actual cash value of your property based on its age and condition. This settlement method applies whether or not you actually repair/replace the property. See policy for terms, conditions, and restrictions.
See if you qualify for savings on your policy. Speak to an Alliance West Insurance, representative about these discounts:
- Newer mobile home discount
- Protective devices discount
- Mature homeowner discount
- Multi-policy discounts

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